Craft & Sage Podcast
Hosted by Megan Jewett, WMS™, CFP®, Wisdom for What’s Next explores the financial questions that come with life’s biggest transitions.
Meet The Host
Megan Jewett, WMS™ CFP®
Co-Founder, Wealth Advisor
Megan understands that financial decisions are rarely just about numbers. They’re often connected to family, identity, relationships, personal experiences, and the future someone hopes to build.
Her goal is to make complex topics easier to understand while giving listeners useful questions and ideas to consider in their own lives.
Wisdom for What’s Next
Life rarely follows a perfectly straight path. Retirement, a career move, an inheritance, divorce, the loss of someone you love, or caring for aging parents can change more than your circumstances; these moments can also bring important financial decisions.
Each episode offers practical perspective to help you:
- Understand how major life changes may affect your financial plan
- Identify important questions before making a decision
- Consider the financial, personal, and family implications together
- Prepare more intentionally for what may come next
Whether you’re approaching retirement, navigating an unexpected transition, supporting someone you love, or simply thinking ahead, Wisdom for What’s Next can help you better understand your options and determine your next step.
Latest Episodes
Wisdom For What’s Next is a podcast about money, life transitions, and the financial decisions that shape your next chapter.
Hosted by Megan Jewett, WMS™ CFP®, the show brings thoughtful, practical conversations about retirement, family, career changes, divorce, loss, inheritance, aging parents, estate planning, and the moments when life asks, “What now?”
Each episode is designed to help listeners slow down, get organized, understand their options, and make more intentional decisions about their financial future. You’ll hear approachable guidance, real-world planning conversations, and perspective from professionals who help individuals and families move through change with greater direction and support.
The podcast is produced by Craft & Sage Wealth, a Kansas City-based financial planning firm helping people plan wisely for what comes next.
Whether you’re preparing for retirement, adjusting after a major life event, helping someone you love, or simply trying to make smarter decisions for the future, Wisdom For What’s Next helps you think through what matters now, what can wait, and what steps may be worth taking next.
A few missing bank statements, a sudden drop in income, or a lifestyle that seems out of step with what’s reported on a tax return can raise questions during a divorce. Where do you start when the numbers don’t add up?
In this episode of Wisdom for What’s Next, Megan Jewett, CFP®, sits down with Krista Shelton, CFE, a former IRS criminal investigator and founder of Focused Forensic Solutions. Krista shares 5 financial red flags she looks for in divorce cases and explains how forensic accountants trace money when the financial picture is incomplete.
Megan and Krista also discuss how a forensic accountant, an attorney, and a wealth advisor can work together. That can mean identifying gaps in the records, helping the attorney ask more targeted questions, and figuring out how the assets and income available after divorce can support your next chapter.
Key Takeaways
- A spouse’s small business can complicate the income picture. Krista explains how unreported revenue, changes in owner pay, and personal expenses paid through the business can affect the financial picture presented during divorce.
- Pay attention to gaps in the records. A missing account or a few months of missing bank statements are worth flagging so your attorney can ask for a complete set of records.
- Look more closely when a relative controls someone’s pay. A sudden drop in compensation from a family business can raise questions, especially when earnings had been rising for years.
- Compare reported income with actual spending. When the lifestyle and the reported income seem out of step, Krista explains how she compares tax returns with bank statements to see what money actually moved.
- Take your gut feeling seriously and let the records guide you. If something feels off, a forensic accountant can help identify which records are missing, explain what the available documents show, and give your attorney more specific questions to pursue.
For Women Navigating Divorce
If your spouse has always handled the finances, start by making sure you can access the household accounts you’re authorized to use and gathering the bank statements available to you. Seeing what comes in, what goes out, and which bills you’ll need to cover on your own gives you a starting point for planning life after divorce.
Connect with Krista Shelton
Krista Shelton, CFE
Founder and President, Focused Forensic Solutions
- Forensic accounting services and inquiries — https://www.focusedforensic.com
- Firm email — info@focusedforensic.com
- Krista’s website — https://kristasheltoncfe.com
- Follow the Money newsletter, with case studies and practical tips on where to start — https://kristasheltoncfe.substack.com
Connect with Craft & Sage Wealth
Megan Jewett, CFP®
Co-Founder & Wealth Advisor
Craft & Sage Wealth
https://craftandsage.com
Have a question about divorce, women and wealth, or another financial topic you’d like Megan to cover? Visit craftandsage.com and send it through the contact form.